NEVER send money
No one asks for money unless they are a scammer or an escort, both of which are not welcome on SiN. If you never send any money you can never loose any money.
Fetish sites have scammers who claim to be financial doms, you send money as part of your submissive life style. It's not a 'thing' it is a scam. Report and block them right away!
They ask for naked pictures and videos, you send them and then they blackmail you. If you share a naked image via private chat please ensure you crop your face from the image. This goes someway to protecting yourself from blackmailers.
She says that she's from the USA but is studding in Ghana. We say they're a scammer. Ghana, Nigeria, Benin, Togo and Senegal are the top locations for romance scammers.